Company:Antom
| Type | Subsidiary |
|---|---|
| Industry | Financial technology, Payment processor |
| Founded | 2023 |
| Headquarters | |
Area served | Worldwide |
| Products | Payment processing Fraud prevention |
| Services | Merchant acquiring, Cross-border payments, Digitalisation services |
| Parent | Ant International |
| Website | www |
Antom is a global merchant payment and digitization services provider under Ant International, a Singapore-based financial technology company, providing digital payment and financial services across international markets. Antom offers unified payment processing, orchestration, digitisation services, and risk management tools for merchants, helping businesses manage transactions, transform digitally, and expand globally.[1][2]
History
Antom was established in 2023 as part of Ant International’s expansion of its global financial services portfolio.[3][4] The international business was consolidated under Ant International, a Singapore-headquartered company with an independent board of directors.[5][6] Antom is part of Ant International’s portfolio of financial services, which also includes the unified wallet gateway Alipay+, the cross-border business account service WorldFirst, and the embedded finance service Bettr.[7][8][3][9][10]
By 2025, Antom became the primary brand of Ant International for merchant acquiring and payment services.[11] Antom introduced AI-enabled products, including Antom Copilot, an AI assistant for merchants, and an agentic payment solution.[12][13][14]
Products and services
Antom provides integration for online and point-of-sale transactions, including payment processing and acquiring, subscription billing, recurring payments, virtual terminal functionality, and fraud detection using AI-driven risk management.[15]
Technology
Antom provides technology and AI-powered tools for payments, risk management, and merchant operations.[16] Antom Copilot 2.0, released in 2025, uses large language models and automation to support onboarding, integration, dispute resolution, and revenue recovery.[17][18][19][20][21][22]
Antom’s agentic payment solution enables AI agents to make payments with flexible payment methods, including cards and alternative payment methods, an AI-ready payment mandate model, and enhanced risk management for security.[23][12][24]
Operations
Antom operates in more than 200 international markets,[25] processing transactions in over 100 currencies and maintaining an acquiring network in more than 50 countries and regions, including Indonesia, Malaysia, Singapore, Thailand, the Philippines, and Vietnam.[2]
In 2022, Antom acquired a majority stake in 2C2P, a Singapore-based payments platform, to expand its cross-border payment capabilities in emerging markets.[26]
Between 2024 and 2025, Antom partnered with AirAsia MOVE[27][28] and Booking.com to support cross-border payments in Southeast Asia[29][30] and collaborated with foodpanda Philippines and MoboPay on a rewards program in the Philippines.[31]
In 2024, MultiSafepay became a subsidiary of Ant International and was integrated with Antom for SME payment services across Europe.[32][33][34][35][36][37] Antom also conducted AI-enabled card transaction pilots with Mastercard and Visa in the Asia–Pacific region.[38][39] Partnerships have included Google Play,[40][41][42][43] Splitit,[44][45][46] Adobe,[47] and Deutsche Bank for installment and cross-border payments.[48][49]
Recognition
- 2024: World Travel Tech Award for World’s Best B2B Travel Payments Provider.[50]
- 2025: Asian Experience Awards (Singapore) for Digital Experience of the Year – Payments and Service Experience of the Year – Payments.[51]
- 2025: Best Merchant Service in Asia Pacific Award from The Asian Banker for the A+ Rewards platform.[52]
References
- ↑ "About Us". https://www.antom.com/about-us.
- ↑ 2.0 2.1 "Antom launches digital payments services". https://fintechnews.sg/106533/payments/antom-digital-payments/.
- ↑ 3.0 3.1 "Ant International unveils strategy to drive inclusive global commerce". 2025. https://thedigitalbanker.com/ant-international-unveils-strategy-to-drive-inclusive-global-commerce-with-payment-and-digitalization-technologies/.
- ↑ "Ant International issues first sustainability report after spin-off" (in en). 16 June 2025. https://www.scmp.com/tech/big-tech/article/3314582/ant-international-issues-first-sustainability-report-after-spin-amid-ipo-speculation.
- ↑ "Ant International Annual Report 2024". https://www.ant-intl.com/en/ant-intl_SR2024.pdf.
- ↑ "Ant International's European growth: Taking Alipay+ beyond Asia" (in en-US). 18 July 2024. https://www.fxcintel.com/research/reports/ct-ant-international-president-douglas-feagin-european-growth.
- ↑ Chen, Wency (16 June 2025). "Ant International issues first sustainability report after spin-off amid IPO speculation" (in en). South China Morning Post. https://www.scmp.com/tech/big-tech/article/3314582/ant-international-issues-first-sustainability-report-after-spin-amid-ipo-speculation.
- ↑ "A brief overview of Alipay+, Antom, and WorldFirst under the Ant Ecosystem". 29 May 2025. https://zhuanlan.zhihu.com/p/1911363675555628107.
- ↑ Towner, Lauren (20 May 2025). "Ant International Announces Sustainability Framework, Serving 100 mn Merchants to Advance Inclusive Growth in Re-globalisation" (in en). ffnews.com. https://ffnews.com/newsarticle/sustainability/ant-international-announces-sustainability-framework-serving-100-mn-merchants-to-advance-inclusive-growth-in-re-globalisation/.
- ↑ "Ant International pushes AI strategy with AI platform for fintechs". 5 June 2025. https://thedigitalbanker.com/ant-international-pushes-ai-strategy-with-ai-platform-for-fintechs/.
- ↑ Chen, Wency (8 December 2024). "Ant International reports growth after March spin-off as cross-border payments surge". South China Morning Post. https://www.scmp.com/tech/tech-trends/article/3289878/ant-international-reports-growth-after-march-spin-cross-border-payments-surge.
- ↑ 12.0 12.1 "Antom enhances AI agent to streamline merchant payment services". Yahoo Finance. 18 July 2025. https://finance.yahoo.com/news/antom-enhances-ai-agent-streamline-114842749.html.
- ↑ "Ant International's Antom Debuts Agentic Payment Solution, Pioneering APM Checkout Solution and Trusted AI for Secure Transactions". https://ffnews.com/newsarticle/paytech/ant-internationals-antom-debuts-agentic-payment-solution-pioneering-apm-checkout-solution-and-trusted-ai-for-secure-transactions/.
- ↑ "Ant International's Antom unveils agentic payment solution". 10 September 2025. https://futurecio.tech/ant-internationals-antom-unveils-agentic-payment-solution/.
- ↑ "Credit Card Processing for Small Business: The Complete Guide". https://knowledge.antom.com/credit-card-processing-for-small-business-the-complete-guide.
- ↑ "Antom Receives SOC 2 Type II Certification as It Enhances Unified Merchant Payment Services with AI-Powered Payment Optimization and Risk Tech". 2 March 2025. https://www.businesswire.com/news/home/20250302886460/en/.
- ↑ "Ant International expands merchant payment AI functions with Antom Copilot 2.0". 17 July 2025. https://www.theasianbanker.com/press-releases/ant-international-expands-merchant-payment-ai-functions-with-antom-copilot-2-0.
- ↑ "Antom launches AI chargeback tool for merchants". 2025. https://fintechmagazine.com/news/antom-launches-ai-chargeback-tool-for-merchants.
- ↑ "Ant International's Antom unveils major upgrade to its flagship AI agent". 2025. https://fxnewsgroup.com/forex-news/payments/ant-internationals-antom-unveils-major-upgrade-to-its-flagship-ai-agent/.
- ↑ "Ant International Expands Merchant Payment AI Functions With Antom Copilot 2.0" (in en). 17 July 2025. https://www.morningstar.com/news/business-wire/20250717902855/ant-international-expands-merchant-payment-ai-functions-with-antom-copilot-20.
- ↑ Sow, Dominic (16 July 2025). "Ant International Expands Merchant Payment AI Functions with Antom Copilot 2.0" (in en). https://ffnews.com/newsarticle/paytech/antom-copilot-ai-agent-upgrade/.
- ↑ "Antom Upgrades Antom Copilot AI with New Payment and Chargeback Tools" (in en-US). 17 July 2025. https://fintechnews.sg/114081/ai/ant-international-antom-copilot-ai-upgrade/.
- ↑ Manila Standard (2025). "Ant International's Antom debuts agentic payment solution, pioneering APM checkout solution and trusted AI for secure transactions". https://manilastandard.net/tech/314639897/ant-internationals-antom-debuts-agentic-payment-solution-pioneering-apm-checkout-solution-and-trusted-ai-for-secure-transactions.html.
- ↑ "Ant International's Antom launches agentic payment solution". https://asianbankingandfinance.net/banking-technology/news/ant-internationals-antom-launches-agentic-payment-solution.
- ↑ Nawrocki, Tom (5 September 2025). "Antom Hopes Asian Shoppers Are Ready for Agentic AI" (in en-US). https://www.paymentsjournal.com/antom-hopes-asian-shoppers-are-ready-for-agentic-ai/.
- ↑ "2C2P secures major payment institution license in Singapore" (in en-US). https://www.techinasia.com/news/2c2p-secures-major-payment-institution-license-in-singapore.
- ↑ "Transforming Travel: AirAsia MOVE partners with Antom for seamless payment solutions". 7 January 2025. https://newsroom.airasia.com/news/2025/1/7/transforming-travel-airasia-move-partners-with-antom-for-seamless-payment-solutions#gsc.tab=0.
- ↑ "Malaysia's AirAsia MOVE partners with Antom for payment solutions". 8 January 2025. https://technode.global/2025/01/08/malaysias-airasia-move-partners-with-antom-for-payment-solutions/.
- ↑ "Booking.com and Antom Launch Asia Payment Solutions". https://www.argophilia.com/news/booking-com-antom-asia-payment-solutions/239210/.
- ↑ "Booking.com and Antom Partner to Expand Local Payment Options Across Asia". https://www.fintechfutures.com/press-releases/booking-com-and-antom-partner-to-expand-local-payment-options-across-asia.
- ↑ "Foodpanda PH, MoboPay, MLBB, Antom partner through a rewards program". 2025-11-16. 8 September 2024. https://www.manilatimes.net/2024/09/08/tmt-newswire/foodpanda-ph-mobapay-mlbb-antom-partner-through-a-rewards/1969852.
- ↑ "MultiSafepay supporting 20,000 SMEs to scale through payment integration and digitisation with Antom technology engine". https://ffnews.com/newsarticle/paytech/multisafepay-supporting-20000-smes-to-scale-through-payment-integration-and-digitisation-with-antom-technology-engine/.
- ↑ "MultiSafepay Joins Ant International's Antom to Enhance Digital Payments Services for SMEs in Europe". 2 July 2024. https://financialit.net/news/payments/multisafepay-joins-ant-internationals-antom-enhance-digital-payments-services-smes.
- ↑ Thompsett, Louis (13 May 2025). "Antom Powers MultiSafepay Growth in European SME Market" (in en). https://fintechmagazine.com/articles/antom-powers-multisafepay-growth-in-european-sme-market.
- ↑ "Ant International acquires MultiSafepay to enhance SME payments" (in en-US). https://ibsintelligence.com/ibsi-news/ant-international-acquires-multisafepay-to-enhance-sme-payments/.
- ↑ Bobro, Nina (2 July 2024). "MultiSafepay Integrates With Antom by Ant International" (in en). https://payspacemagazine.com/all/multisafepay-integrates-with-antom-by-ant-international/.
- ↑ "Ant International Acquires MultiSafepay to Bolster European SME Payments" (in en-US). 2 July 2024. https://fintechnews.sg/97934/payments/ant-international-acquires-multisafepay/.
- ↑ "Ant's Antom Debuts Agentic Payment Solution". 4 September 2025. https://www.pymnts.com/artificial-intelligence-2/2025/ants-antom-debuts-agentic-payment-solution/.
- ↑ "Antom launches agentic payment solution, partners with Visa and Mastercard on AI pilots". https://thefintechtimes.com/antom-launches-agentic-payment-solution-partners-with-visa-and-mastercard-on-ai-pilots/.
- ↑ "Google Play adds K-Plus via Antom to expand payment options in Thailand". https://worldbusinessoutlook.com/google-play-adds-k-plus-via-antom-to-expand-payment-options-in-thailand/.
- ↑ Towner, Lauren (30 July 2025). "Google Play Integrates K PLUS via Antom Merchant Payment Service, Expanding Payment Options for Users in Thailand" (in en). https://ffnews.com/newsarticle/paytech/k-plus-google-play-thailand/.
- ↑ Writer, AsiaTechDaily (1 August 2025). "Google Play Expands Local Payments in SEA with KBank and Ant International's Antom" (in en-US). https://asiatechdaily.com/google-play-expands-local-payments-in-sea-with-kbank-and-ant-internationals-antom/.
- ↑ PYMNTS (31 July 2025). "Google Play Launches K PLUS in First for SE Asian Payments" (in en-US). https://www.pymnts.com/news/mobile-payments/2025/google-play-launches-k-plus-first-southeast-asia-payments/.
- ↑ Georgia (29 July 2025). "Splitit and Antom Announce Partnership to Expand Access to Card-Linked Installments for Merchants Globally" (in en). https://ffnews.com/newsarticle/merchants/splitit-antom-partnership/.
- ↑ "Splitit and Antom Partner on Card-Linked Installment Payment Program". 2025. https://www.pymnts.com/buy-now-pay-later/2025/splitit-and-antom-partner-on-card-linked-installment-payment-program/.
- ↑ "Antom taps Splitit to simplify installment payments for merchants" (in en-US). https://ibsintelligence.com/ibsi-news/antom-taps-splitit-to-simplify-installment-payments-for-merchants/.
- ↑ "Ant International's Antom enters payments alliance with Adobe" (in en-US). 15 April 2025. https://www.electronicpaymentsinternational.com/news/antom-adobe-payment-methods/.
- ↑ "Deutsche Bank and Ant International Announce Strategic Partnership to Provide Integrated Cross-Border Payment Solutions to Global Merchants" (in en). https://www.db.com/news/detail/20250516-deutsche-bank-and-ant-international-announce-strategic-partnership-to-provide-integrated-cross-border-payment-solutions-to-global-merchants?language_id=1.
- ↑ "Ant International's WorldFirst, World Card & Antom Adobe Deal to Simplify Global Payments". https://www.techdogs.com/tech-news/td-newsdesk/ant-internationals-worldfirst-world-card-antom-adobe-deal-to-simplify-global-payments.
- ↑ "World's Best B2B Travel Payments Provider 2024" (in en). https://worldtraveltechawards.com/award/world-best-b2b-travel-payments-provider/2024.
- ↑ Reporter, Staff (26 September 2025). "Antom reaps 2 accolades at Asian Experience Awards 2025" (in en). https://asianbusinessreview.com/co-written-partner/event-news/antom-reaps-2-accolades-asian-experience-awards-2025.
- ↑ "Merchant Service in Asia Pacific is Ant International" (in en). The Asian Banker. https://www.theasianbanker.com/updates-and-articles/merchant-service-in-asia-pacific-is-ant-international-2025.
