Company:Corgi Insurance
| Type | Private |
|---|---|
| Industry | Insurance |
| Founded | 2024 |
| Founders | Emily Yuan Nico Laqua[1] |
| Headquarters | San Francisco, California , United States |
Key people | Nico Laqua (CEO) Emily Yuan (COO)[2] |
| Website | corgi |
Corgi Insurance (commonly known as Corgi) is a San Francisco-based company that provides commercial insurance for startup and technology companies. The company was founded in 2024 and received regulatory approval to operate as a licensed insurance carrier in 2025.[1][3]
History
Corgi was founded by Emily Yuan and Nico Laqua in 2024.[1] The company participated in Y Combinator that year.[2]
In July 2025, Corgi received regulatory approval to launch as a licensed insurance carrier.[1] In November 2025, the company moved into new office space in San Francisco’s Financial District.[2]
In January 2026, Corgi raised a total of US$108 million from investors including Y Combinator, Kindred Ventures, Contrary, and SV Angel.[1][3] The financing consisted of a seed round and a Series A round.[4] The company stated the funds would be used to expand coverage lines and distribution and to develop internal software for underwriting, claims, and policy administration.[4]
Operations
Corgi operates as a full-stack carrier, designing and managing insurance operations end-to-end rather than acting as a broker placing policies with third-party insurers.[1][5] The company reports using AI-driven processes for underwriting and claims handling.[3] In 2026, Corgi stated that its Annual recurring revenue (ARR) exceeded US$40 million after regulatory approval was granted to the company.[4]
Job listings for the company have stated that roles may involve a seven-day, on-site schedule.[6] Separately, coverage of San Francisco’s AI startup scene has quoted the Corgi founders describing work intensity at the company and seven-days-a-week work expectations for certain hires.[3][7]
In late 2025, the Corgi began converting the ground floor of its Financial District office into Corgi Café, a planned 24-hour café targeted to open in February 2026.[2]
Corgi's commercial insurance products for startup clients include directors and officers (D&O) liability, errors and omissions (E&O) liability, cyber insurance, commercial general liability (CGL), hired and non-owned auto (HNOA) coverage, fiduciary liability, and AI liability.[3][5] It has also described automated processes intended to support rapid quoting and policy administration.[4]
References
- ↑ 1.0 1.1 1.2 1.3 1.4 1.5 Mixides, Taylor (13 January 2026). "Corgi secures $108m to expand AI-native insurance platform for startups". https://www.reinsurancene.ws/corgi-secures-108m-to-expand-ai-native-insurance-platform-for-startups/.
- ↑ 2.0 2.1 2.2 2.3 Andersen, Ted (2026-01-21). "A 24/7 cafe is coming to San Francisco from an unlikely source: an insurance startup". https://www.bizjournals.com/sanfrancisco/news/2026/01/21/corgi-cafe-financial-district-24-7.html.
- ↑ 3.0 3.1 3.2 3.3 3.4 Bolivar, Red (12 January 2026). "Corgi lands carrier approval to scale AI-powered startup insurance". https://www.insurancebusinessmag.com/us/news/breaking-news/corgi-lands-carrier-approval-to-scale-aipowered-startup-insurance-561619.aspx.
- ↑ 4.0 4.1 4.2 4.3 Elliot, Natalia (13 January 2026). "AI Insurance: Corgi Secures $108m to Scale Carrier Platform". https://insurtechdigital.com/news/ai-insurance-corgi-secures-108m-to-scale-carrier-platform.
- ↑ 5.0 5.1 "Corgi Insurance launches instant startup coverage" (in en-GB). 2026-01-20. https://fintech.global/2026/01/20/corgi-insurance-launches-instant-startup-coverage/.
- ↑ Nieva, Richard (2025-05-03). "For AI Startups, A 7-Day Work Week Isn't Enough". https://www.forbes.com/sites/richardnieva/2025/05/03/ai-startups-7-day-work-week/.
- ↑ Bindley, Katherine; Martinez, Xavier; Picciotto, Rebecca (2025-09-12). "AI Startup Founders Tout a Winning Formula—No Booze, No Sleep, No Fun" (in en-US). https://www.wsj.com/business/entrepreneurship/artificial-intelligence-startup-founders-bc730406.
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