Company:Revolut

From HandWiki
Revolut Group Holdings Ltd.
TypePrivate
IndustryFinancial services
Founded1 July 2015; 10 years ago (2015-07-01)
Founders
  • Nik Storonskiy
  • Vlad Yatsenko
HeadquartersLondon, England
Area served
United Kingdom, European Union, Switzerland, Norway, Iceland, Australia, Mexico, New Zealand, Japan, Singapore, United States, Brazil, India
Key people
  • Martin Gilbert (chairman)
  • Nik Storonskiy (CEO)
  • Vlad Yatsenko (CTO)
Productscurrent accounts, debit cards, stock trading, personal loan, foreign exchange, insurance, BNPL, Business account
ServicesPeer-to-peer payments, currency exchange
RevenueIncrease £4,515.8 million (2025)[1]
Increase £1,713.3 million (2025)[1]
Increase £1,304.6 million (2025)[1]
Number of employees
12,200 (2025)[1]
Websiterevolut.com

Revolut Group Holdings Ltd, known as Revolut,[2] is a global financial technology company headquartered in London and founded in July 2015 by Nik Storonskiy and Vlad Yatsenko.[3] As of March 2026, Revolut has over 70 million customers and supports transfers across more than 160 countries and regions.[4][5] It was valued at $75 billion in November 2025.[6]

The bank offers free and subscription-based digital banking services, primarily through a mobile app.[7][8] Banking services include bank accounts, debit cards, credit cards, currency exchange with over 25 fiat currencies, stock trading, cryptocurrency exchange and peer-to-peer payments.[9] For companies, the Revolut Business platform provides multi-currency corporate accounts, payroll processing, and integration with accounting software.[10] Revolut's mobile app supports spending and ATM withdrawals in 120 currencies and transfers in 36 currencies.[11][12] Revolut's credit card is available in Poland, Lithuania, the United States, and Ireland.[13]

History

Early history (2015–2017)

Revolut was founded in 2015 by Nik Storonsky and Vlad Yatsenko as an app enabling individuals in the United Kingdom and European Economic Area (EEA) to spend money abroad using interbank foreign exchange rates.[14][15] Customers could use their Revolut card in 90 currencies.[16][14]

In 2016, the company reached around 300,000 users, processing almost £1 billion in transactions.[17]

Revolut then launched a subscription-based app in June 2017 available to businesses across the UK and Europe. Under the name of "Revolut Business", businesses could create an account with a multi-currency IBAN to hold, exchange, and transfer money with 25 currencies.[18][19]

EU banking licence and international expansion (2017–2022)

Quadrum office complex in Vilnius, head office of Revolut Bank UAB (name visible on left)

It first applied for an EU banking licence in November 2017, at which time it also started work on its own payment processor.[20][21] The bank then received its EU banking licence as well as an EMI licence in December 2018 from the European Central Bank, facilitated by the Bank of Lithuania. Under its new license, the bank could accept deposits and offer consumer credits, but it was not allowed to provide investment services until later.[22][23][24]

Following the acquisition of a banking licence, the company announced plans in September 2019 for expansion into 24 new markets, supported by agreements with Visa and Mastercard. The company said that it also wanted to hire an additional 3,500 employees.[25][26][27] In 2019, the Revolut app launched in beta to the Australia region.[28] The following month, Revolut expanded to Singapore.[29] In 2020, the app launched in the United States and Japan.[30][31]

By November 2020, Revolut reported that it had reached breakeven. At that time, it was valued at £4.2 billion.[32]

The company applied for banking licence in the United Kingdom and a bank charter in the United States in early 2021.[33][34][35] The European Central Bank also granted Revolut a full banking licence later that year.[36]

Transition to a licensed bank (2022–2023)

After having secured bank licences, Revolut started moving away from being an e-money institution to a bank. In January 2022, it started operating as a bank in 10 European countries.[37] In January 2023, the company announced that it would transfer its 2 million Irish customers to a new Irish branch, moving them from a Lithuanian IBAN to an Irish IBAN.[38] This was followed by a launch for IBANs in France, Netherlands and Spain in September 2023.[39][40] By the end of the year, it was reported that Revolut held £15.1 billion in customer deposits.[41][42][43]

Revolut expanded its investment offerings during this time. In September 2022, the UK's Financial Conduct Authority added Revolut to its list of companies authorised to offer cryptocurrency products and services, formalising its pre-2022 unregulated crypto trading.[44] The bank also began allowing staking for holders of proof of stake cryptocurrencies in the UK and EEA.[40][45] In October 2023, Revolut expanded its stock trading services to include European stock trading in the EEA.[46][47][48]

In September 2022, Revolut was the target of a cyber attack that exposed the personal data of over 50,000 customers.[49][50] Additionally, in July 2023, a flaw in its US payment system led to the loss of $20 million in corporate funds to criminal groups between late 2021 and early 2022, though some of the money was later recouped.[51] On the regulatory front, Revolut halted cryptocurrency trading services for its US customers in 2023, citing the "evolving regulatory environment" as the Securities and Exchange Commission intensified scrutiny against the sector.[52] Financially, despite its growth, the company reported £25m loss in 2022 amid ongoing uncertainty regarding the UK banking licence.[53]

UK banking licence and global expansion (2024–2026)

By August 2024, the company had doubled its headcount over the past two years, employing over 8,000 people in more than 25 countries.[54] Revolut was also granted a British banking licence the following month, though with restrictions via the standard "mobilization" stage.[55] By the end of 2024, Revolut reported having 50 million registered users globally.[56]

In April 2025, Revolut obtained the Prepaid Payment Instruments (PPIs) licence from the Reserve Bank of India (RBI), to offer payment solutions including pre-paid cards.[57]

In May 2025, Revolut announced that it plans to invest $1.1 billion over the next three years to expand in France and made Paris its Western European headquarters, at the Choose France [fr; fr] summit.[58][59]

In June 2025, Revolut announced its plans to acquire Cetelem Argentina [es; es], an Argentina-based lender, from BNP Paribas. Terms were not disclosed.[60] The same month, Béatrice Cossa-Dumurgier (a former board member of Société Générale and executive at BNP Paribas) was appointed CEO of Revolut's Western Europe headquarters, based in Paris.[61] In september 2025, it named former Société Générale CEO Frédéric Oudéa as Chairman of its Western Europe hub.[62]

In 2025, Revolut entered discussions with the Bank of Israel to obtain a "lean bank" licence.[63]

In September 2025, Revolut secured in-principle approval for payments licence from the UAE.[64]

In December 2025, Revolut entered talks with Blackstone that could see the world's largest alternative-asset manager offering its funds on the Revolut platform.[65]

In January 2026, Revolut applied for a full banking license in Peru as it sought to expand into Latin America. This marked the firm's fifth market expansion.[66]

On 27 January 2026, Revolut launched full banking operations in Mexico. This marked Revolut's first bank established outside of Europe and become the first independent digital bank to secure a Mexican banking license through a direct application. Revolut capitalized its operations with over $100 million, which was more than double the regulatory minimum.[67]

On 11 March 2026, Revolut announced that they have received their full UK banking license, which means that customers will now be protected by the Financial Services Compensation Scheme on any deposits under £120,000.[68][69] The licence also authorises the company to provide consumer credit services to UK customers.[70]

US expansion (2025–2026)

In 2025, Revolut explored an existing US bank acquisition to further expand its global footprint.[71] In February 2026, the company announced that it was shifting its plan to establish an independent national charter and had applied for a license with the OCC.[72]

On 5 March 2026, Revolut announced it had applied for a US banking licence with the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation.[73]

Criticism and controversies

Revolut has been subject to criticism and many controversies, such as issues with customer support and long-lasting lockouts,[74] as well as anti–money laundering compliance failures[75] and lack of support for defrauded customers.[76][77] However, the company has since reported improvements to its customer service, noting that average resolution times have decreased by over 40% for retail support and by more than 50% for business support.[78]

Employment practices

In March 2019, Wired published an exposé of the company's employment practices and work culture. It included allegations by some former employees of unpaid work, high staff turnover, and employees feeling the need to work weekends to meet performance indicators.[79] A later article in December 2019 by Sifted noted that Revolut had a higher rating on Glassdoor than its peers.[80]

Automated suspension of accounts (2020)

Revolut, like traditional financial institutions, uses algorithms to identify money laundering, fraud, and other criminal activity. Under certain anti–money laundering legislation, if suspicious activities are being investigated, bank staff are not allowed to tell customers why their accounts have been frozen.[81]

It has been reported since 2020 that Revolut's algorithms suspended accounts for weeks or months at a time after unusual activity was detected.[82][83] Revolut's policies require customers whose accounts were suspended to request a resolution via in-app chat support.[84][83][82] Revolut said that "the system is programmed to temporarily lock an account and place it in a queue, until one of our compliance agents can review the case".[85]

In February 2020, The Daily Telegraph reported that Revolut suspended an account containing £90,000 for more than two months[86] and that another customer travelled 500 miles from Auvergne in France to Revolut's London offices in an unsuccessful attempt to recover £15,000 in an account that Revolut had frozen with no justification given.[87] The account was later closed and the money in it returned to the customer's other bank accounts.[87]

Also in February 2020, The Times reported that Revolut suspended and later closed a business account containing €300,000 belonging to Priorité Energie, an energy transition start-up company, preventing the company from paying its staff.[88] Revolut publicly apologised and eventually rectified the problem.[88]

UK fraud victims

In 2023, Revolut reported a 35% reduction in authorised push payment fraud.[89] However, the company remained one of the most frequently named financial institutions in UK fraud complaints, prompting scrutiny of its security measures.[90] The number of complaints of fraud reported to Action Fraud, the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.[76]

Prior to Revolut having a banking licence, complaints were made by defrauded Revolut customers to the Financial Ombudsman, which in some cases required Revolut to reimburse and compensate victims, and remove fraud markers wrongly placed against the individuals.[91]

Action Fraud received 10,000 reports of fraud naming Revolut in 2023, 2,000 more than Barclays, one of the UK's largest banks, and twice as many as a competitor bank of similar size to Revolut. That year over 3,500 complaints about Revolut were made to the ombudsman, more than any other financial institution. Consumer organisation Which? did not recommend banking large sums of money with Revolut, saying "They have a track record of not reimbursing people who fall victim to fraud or find themselves in this incredibly difficult situation, [and] of money being taken from accounts even after scam activity has been reported."[92]

Partnerships

In January 2025, Manchester City W.F.C. announced Revolut as the training sleeve kit sponsor. This partnership was later extended to include the back-of-shirt sponsors of both the men's and women's teams.[93][94]

That same month, Revolut became an official partner of the French rugby club Stade Toulousain.[95]

In July 2025, Audi F1 Team announced a multi-year deal with Revolut to be the title sponsor of the team, beginning with the 2026 season.[96] In the same month, Revolut was named the Official Global Banking and FX Partner for the Italian football club Como 1907.[95]

The company also has partnerships in other sports, such as an ongoing agreement with the NBA to serve as an associate partner for the NBA Paris Game.[97][98]

Beyond sports, Revolut announced a strategic partnership with Wizz Air in March 2025 to integrate Revolut Pay as a primary payment method for the airline.[99] In November 2025, the company entered a global payments partnership with Booking.com, which integrated Revolut Pay as a checkout option and adopted Revolut Business for its internal operations. The collaboration also allowed users to earn and redeem RevPoints, Revolut's loyalty program, on travel bookings.[100]

See also

References

  1. ↑ 1.0 1.1 1.2 1.3 "2025 Annual Report". Revolut Group Holding Ltd. https://assets.revolut.com/pdf/annualreport2025.pdf. 
  2. ↑ "Who Owns Revolut" (in en). 11 June 2022. https://thebanks.eu/articles/who-owns-Revolut. 
  3. ↑ Browne, Ryan (2024-06-13). "Revolut moves global HQ to heart of London's financial district as it awaits UK bank license" (in en). https://www.cnbc.com/2024/06/13/revolut-moves-global-hq-in-canary-wharf-as-it-awaits-uk-bank-license.html. 
  4. ↑ "Supported countries where I can sign up for Revolut | Revolut United Kingdom" (in en-GB). https://help.revolut.com/help/profile-and-plan/profile-plan/verifying-identity/what-countries-are-supported/. 
  5. ↑ Doe, John, ed (10 July 2025). "About Revolut" (in en). https://www.revolut.com/about/. 
  6. ↑ Makortoff, Kalyeena (2025-09-01). "Revolut valuation jumps to $75bn with staff set for payout opportunity" (in en-GB). The Guardian. ISSN 0261-3077. https://www.theguardian.com/business/2025/sep/01/revolut-valuation-jumps-75bn-staff-set-for-payout-opportunity. 
  7. ↑ "What is Revolut?" (in en-GB). 1 April 2019. https://www.bbc.com/news/business-47768661. 
  8. ↑ "Revolut to start offering loans and credit cards" (in en). 1 February 2022. https://www.bonkers.ie/blog/banking/revolut-to-start-offering-loans-and-credit-cards/. 
  9. ↑ Dillet, Romain (20 July 2015). "Revolut Raises $2.3 Million For Its Mobile Foreign Exchange Service". https://techcrunch.com/2015/07/20/revolut-raises-2-3-million-for-its-mobile-foreign-exchange-service/. 
  10. ↑ "Is Revolut A Smart Choice for Your Small Business? - Around Finance" (in en-GB). https://aroundfinance.ie/is-revolut-a-smart-choice-for-your-small-business/. 
  11. ↑ PYMNTS (22 December 2023). "Revolut Reports Revenue of $1.1 Billion in 2022" (in en-US). https://www.pymnts.com/earnings/2023/revolut-reports-revenue-of-1-1-billion-in-2022/. 
  12. ↑ "Revolut adds XRP and Bitcoin Cash support". TechCrunch. 24 May 2018. https://techcrunch.com/2018/05/23/revolut-adds-ripple-and-bitcoin-cash-support/. 
  13. ↑ Suda, Jarrod (23 March 2023). "The Revolut Credit Card: Everything You Should Know". Monito. https://www.monito.com/en/wiki/revolut-credit-card. 
  14. ↑ 14.0 14.1 Meyer, Harriet (12 May 2016). "The smartphone app revolutionising foreign currency exchange" (in en-GB). The Guardian. ISSN 0261-3077. https://www.theguardian.com/small-business-network/2016/may/12/the-smartphone-app-revolutionising-foreign-currency-exchange. 
  15. ↑ "Vlad Yatsenko, a Ukrainian who co-founded Revolut, becomes a billionaire after an $800M round and a $33B valuation" (in en-US). 16 July 2021. https://ain.ua/en/2021/07/16/revolut-raises-800m-at-33b-valuation/. 
  16. ↑ Williams-Grut, Oscar. "London fintech startup Revolut is raising £10 million and signing 1,500 new customers a day" (in en-US). https://www.businessinsider.com/revolut-raising-series-a-new-customer-sign-ups-2016-4. 
  17. ↑ Ainger, Neil (13 June 2017). "Revolut expands into business market" (in en). CNBC. https://www.cnbc.com/2017/06/13/revolut-expands-into-business-market.html. 
  18. ↑ O'Hear, Steve (13 June 2017). "Revolut launches business accounts in U.K. and Europe" (in en-US). https://techcrunch.com/2017/06/13/revolut-launches-business-accounts/. 
  19. ↑ "This app-only bank is the latest UK fintech firm looking to win over customers" (in en-GB). The Independent. https://www.independent.co.uk/news/business/indyventure/revolut-uk-fintech-european-banking-licence-apply-brexit-leave-eu-a8043306.html. 
  20. ↑ "Revolut applies for European banking licence" (in en). 8 November 2017. https://www.finextra.com/newsarticle/31301/revolut-applies-for-european-banking-licence. 
  21. ↑ "Revolut granted specialised bank and electronic money institution licences" (in en). 13 December 2018. https://www.lb.lt/en/news/revolut-granted-specialised-bank-and-electronic-money-institution-licences. 
  22. ↑ Megaw, Nicholas (13 December 2018). "Lithuania licence lets Revolut launch banking products" (in en-GB). https://www.ft.com/content/989904f0-fe2c-11e8-aebf-99e208d3e521. 
  23. ↑ Schulze, Elizabeth (13 December 2018). "UK fintech unicorn Revolut granted European banking license" (in en). https://www.cnbc.com/2018/12/13/revolut-secures-european-banking-license.html. 
  24. ↑ White, Lawrence. "Exclusive: Fintech firm Revolut to hire 3500 staff in global push with Visa" (in en-US). U.S.. https://www.reuters.com/article/us-revolut-visa-exclusive/exclusive-fintech-firm-revolut-to-hire-3500-staff-in-global-push-with-visa-idUSKBN1WF0JQ/. 
  25. ↑ Browne, Ryan (22 October 2019). "Revolut strikes deal with Mastercard to accelerate expansion into the US" (in en). https://www.cnbc.com/2019/10/22/revolut-partners-with-mastercard-to-accelerate-us-expansion.html. 
  26. ↑ Short, Eva (30 September 2019). "New deal with Visa will see Revolut hire thousands, expand into 24 markets" (in en). https://www.siliconrepublic.com/companies/revolut-visa-deal-fintech-markets. 
  27. ↑ Dillet, Romain (13 June 2019). "Revolut launches in Australia as a beta release" (in en-US). https://techcrunch.com/2019/06/12/revolut-launches-in-australia-as-a-beta/. 
  28. ↑ Dillet, Romain (23 October 2019). "Revolut launches publicly in Singapore, signs deal with Mastercard" (in en-US). https://techcrunch.com/2019/10/23/revolut-launches-publicly-in-singapore-signs-deal-with-mastercard/. 
  29. ↑ "Revolut launches its financial app in Japan" (in en-US). 7 September 2020. https://techcrunch.com/2020/09/07/revolut-launches-its-financial-app-in-japan/. 
  30. ↑ Dillet, Romain (2020-03-24). "Revolut launches its neobank in the US" (in en-US). https://techcrunch.com/2020/03/24/revolut-launches-its-neobank-in-the-us/. 
  31. ↑ Browne, Ryan (8 December 2020). "Revolut, Europe's $5.5 billion digital bank, quietly broke even in November" (in en). https://www.cnbc.com/2020/12/08/digital-bank-revolut-breaks-even-in-november.html. 
  32. ↑ "Revolut Applies for U.K. Banking License". Bloomberg. 11 January 2021. https://www.bloomberg.com/news/articles/2021-01-11/revolut-applies-for-u-k-banking-license-in-search-for-expansion. 
  33. ↑ "Challenger bank Revolut bids to take on high street". 11 January 2021. https://www.standard.co.uk/business/financial-services/challenger-bank-revolut-bids-to-take-on-high-street-b828025.html. 
  34. ↑ "Revolut applies for bank charter in the US" (in en-US). 22 March 2021. https://techcrunch.com/2021/03/22/revolut-applies-for-bank-charter-in-the-us/. 
  35. ↑ "Revolut Bank granted full banking licence in Lithuania by ECB" (in en-GB). 2021-12-22. https://internationalfinance.com/banking/revolut-bank-granted-full-banking-licence-lithuania-ecb/. 
  36. ↑ "Revolut launches as a bank in 10 Western European countries" (in en). 11 January 2022. https://www.finextra.com/newsarticle/39492/revolut-launches-as-a-bank-in-10-western-european-countries. 
  37. ↑ Weston, Charlie (23 January 2023). "Revolut granted Irish IBANs, piling pressure on mainstream banks" (in en). https://m.independent.ie/business/personal-finance/banking/revolut-granted-irish-ibans-piling-pressure-on-mainstream-banks-42306631.html. 
  38. ↑ Civieta, Óscar F. (13 September 2023). "Revolut alcanza los 2 millones de clientes en España y comienza a ofrecer IBAN local" (in es). https://www.businessinsider.es/revolut-alcanza-2-millones-clientes-espana-ofrece-iban-local-1304408. 
  39. ↑ 40.0 40.1 "Revolut receives green light to run UK cryptocurrency business". Financial Times. 27 September 2022. https://www.ft.com/content/2fe924e8-1fc2-4f98-9c3f-b0eff70b2174. 
  40. ↑ "Revolut becomes most valuable UK start-up after £24bn valuation" (in en-GB). BBC News. 15 July 2021. https://www.bbc.com/news/business-57854969. 
  41. ↑ Metcalf, Tom; Spezzati, Stefania (15 July 2021). "Revolut Draws SoftBank Investment to Hit $33 Billion Value". Bloomberg News. https://www.bloomberg.com/news/articles/2021-07-15/revolut-draws-softbank-investment-to-hit-33-billion-valuation. 
  42. ↑ "2023 Annual Report". https://cdn.revolut.com/pdf/annualreport2023.pdf. 
  43. ↑ "Client Challenge". https://www.ft.com/content/2fe924e8-1fc2-4f98-9c3f-b0eff70b2174. 
  44. ↑ Howcroft, Elizabeth (7 February 2023). "Revolut to offer returns on crypto holdings via 'staking'" (in en). Reuters. https://www.reuters.com/technology/revolut-offer-returns-crypto-holdings-via-staking-2023-02-07/. 
  45. ↑ "Revolut adds European listed stocks to its trading platform across the EEA". 23 October 2023. https://www.revolut.com/en-LU/news/revolut_adds_european_listed_stocks_to_its_trading_platform_across_the_eea/. 
  46. ↑ "Revolut adds European listed stocks to trading platform" (in en). RTE. 24 October 2023. https://www.rte.ie/news/business/2023/1024/1412622-revolut-adds-european-stocks/. Retrieved 2024-10-17. 
  47. ↑ ALLEN, LORCAN. "Revolut expands share trading offering with addition of 70 European listed companies" (in en-US). https://www.businesspost.ie/news/revolut-expands-share-trading-offering-with-addition-of-70-european-listed-companies/. 
  48. ↑ Page, Carly (20 September 2022). "Revolut confirms cyberattack exposed personal data of tens of thousands of users" (in en-US). https://techcrunch.com/2022/09/20/revolut-cyberattack-thousands-exposed/. 
  49. ↑ "Revolut hack exposes data of 50,000 users, fuels new phishing wave". https://www.bleepingcomputer.com/news/security/revolut-hack-exposes-data-of-50-000-users-fuels-new-phishing-wave/. 
  50. ↑ Venkataramakrishnan, Siddharth; Quinio, Akila (9 July 2023). "Revolut's US payment flaws allowed thieves to steal $20mn". Financial Times. https://www.ft.com/content/0025347f-6e0c-4dbd-9762-e4eec0431050. 
  51. ↑ "Revolut Pulls the Plug on Crypto in US, Citing Regulatory Environment". 4 August 2023. https://www.financemagnates.com/cryptocurrency/revolut-ends-crypto-services-in-us-blames-regulatory-uncertainty/. 
  52. ↑ Makortoff, Kalyeena (22 December 2023). "Fintech firm Revolut hit by £25m loss after rise in staff wages". The Guardian. https://www.theguardian.com/business/2023/dec/22/fintech-firm-revolut-hit-by-25m-loss-after-rise-in-staff-wages. 
  53. ↑ "2023 Annual Report(Page 20)" (in en). https://cdn.revolut.com/pdf/annualreport2023.pdf. 
  54. ↑ Makortoff, Kalyeena (25 July 2024). "Revolut finally receives UK banking licence after three-year wait" (in en-GB). The Guardian. ISSN 0261-3077. https://www.theguardian.com/business/article/2024/jul/25/revolut-receives-uk-banking-licence-after-three-year-wait. 
  55. ↑ jhaxell (19 November 2024). "Revolut surpasses 50 million global customers, aims for 100m milestone" (in en-GB). https://fintech.global/2024/11/19/revolut-surpasses-50m-global-customers-aims-for-100m-milestone/. 
  56. ↑ "Revolut gets RBI nod for PPIs, wallets". The Economic Times. 7 April 2025. ISSN 0013-0389. https://economictimes.indiatimes.com/tech/technology/revolut-gets-rbi-nod-for-ppis-wallets/articleshow/120044076.cms?from=mdr. 
  57. ↑ Warrington, James (19 May 2025). "London fintech giant piles £840m into France after criticising UK" (in en-GB). The Telegraph. ISSN 0307-1235. https://www.telegraph.co.uk/business/2025/05/19/revolut-snubs-britain-for-france-with-850m-investment/. 
  58. ↑ Howcroft, Elizabeth (19 May 2025). "Revolut plans $1.1 billion French expansion". Reuters. https://www.reuters.com/business/finance/revolut-plans-11-billion-french-expansion-will-apply-banking-licence-2025-05-19/. 
  59. ↑ Madry, Kylie; Madry, Kylie (2025-06-26). "Revolut to acquire BNP Paribas-owned Argentine lender in market expansion" (in en). Reuters. https://www.reuters.com/business/finance/revolut-acquire-bnp-paribas-owned-argentine-lender-market-expansion-2025-06-26/. 
  60. ↑ "Revolut Appoints Beatrice Cossa-Dumurgier as CEO of Western Europe HQ in Paris". https://www.globalwomanleader.com/news/revolut-appoints-beatrice-cossa-dumurgier-as-ceo-of-western-europe-hq-in-paris-nwid-4457.html. 
  61. ↑ Howcroft, Elizabeth; Rosemain, Mathieu; Howcroft, Elizabeth; Rosemain, Mathieu (2025-09-05). "Revolut hires former SocGen boss Oudea as West Europe chairman" (in en). Reuters. https://www.reuters.com/business/finance/revolut-hires-former-socgen-boss-oudea-west-europe-chairman-2025-09-05/. 
  62. ↑ "Revolut in Talks With Bank of Israel for 'Lean Bank' License". 11 June 2025. https://www.connectingthedotsinfin.tech/revolut-in-talks-with-bank-of-israel-for-lean-bank-license/. 
  63. ↑ Gani, Aisha S (9 Sep 2025). "Revolut plans UAE debut after securing central bank approval". https://www.bloomberg.com/news/articles/2025-09-09/revolut-plans-uae-debut-after-securing-central-bank-approval. 
  64. ↑ Kehnscherper and Gani, Leonard and Aisha (18 December 2025). "Blackstone Holds Early Talks With Revolut on Wealth Partnership". https://www.bloomberg.com/news/articles/2025-12-18/blackstone-holds-early-talks-with-revolut-on-wealth-partnership. 
  65. ↑ "Revolut Seeks Peru Banking License to Expand Latin America Footprint". 19 January 2026. https://www.reuters.com/business/finance/revolut-seeks-peru-banking-license-expand-latin-america-footprint-2026-01-19/. 
  66. ↑ "Revolut launches full banking operations in Mexico in first expansion outside Europe" (in en). https://www.channelnewsasia.com/business/revolut-launches-full-banking-operations-in-mexico-in-first-expansion-outside-europe-5889121. 
  67. ↑ Goodley, Simon (11 March 2026). "British fintech Revolut gets full banking licence". https://www.theguardian.com/business/2026/mar/11/british-fintech-revolut-gets-full-banking-licence. 
  68. ↑ Martin, Ben (11 March 2026). "Revolut secures UK banking licence after five-year wait". https://www.thetimes.com/business/companies-markets/article/revolut-uk-licence-news-banking-permit-nvbcqnllv. 
  69. ↑ Al-Khalaf, Laith; Arnold, Martin; Aliaj, Ortenca (March 11, 2026). "Revolut secures full UK banking licence after four-year wait". https://www.ft.com/content/b4df4126-351e-4424-9707-8a12ca6b79a6. 
  70. ↑ Reggiori Wilkes, Tommy (Sep 23, 2025). "Revolut weighs buying US bank in global expansion push, executive says". Reuters. https://www.reuters.com/legal/transactional/revolut-weighs-buying-us-bank-global-expansion-push-executive-says-2025-09-23/. 
  71. ↑ Holloman, Christer (1 February 2026). "Why Revolut Pivots To Standalone US Bank License Strategy". https://www.forbes.com/sites/christerholloman/2026/02/01/why-revolut-pivots-to-standalone-us-bank-license-strategy/. 
  72. ↑ "Client Challenge". https://www.ft.com/content/86e56dad-d528-4477-a166-65607e91dc9f. 
  73. ↑ Venkataramakrishnan, Siddharth; Hollowood, Ella; Noonan, Laura (6 April 2023). "Fintechs face reckoning over customer service". Financial Times. https://www.ft.com/content/da82bae4-5846-499d-9a9e-f6a429fa9528. 
  74. ↑ October 2023, 2nd (2 October 2023). "Revolut reportedly in talks with the UK's FCA over AML failures" (in en-GB). https://www.fintechfutures.com/2023/10/revolut-reportedly-in-talks-with-the-uks-fca-over-aml-failures/. 
  75. ↑ 76.0 76.1 Brignall, Miles (10 April 2024). "I'm a victim of scammers. But Revolut says 'no' to a refund" (in en-GB). The Guardian. ISSN 0261-3077. https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund. 
  76. ↑ "Revolut customers say e-money firm failed them after being scammed" (in en-GB). https://www.bbc.com/news/articles/cj6epzxdd77o. 
  77. ↑ "Annual Report 2025 | Revolut GB" (in en-GB). https://www.revolut.com/annual-report-2025/. 
  78. ↑ Mellino, Emiliano (28 February 2019). "Revolut insiders reveal the human cost of a fintech unicorn's wild rise" (in en-UK). Wired. https://www.wired.co.uk/article/revolut-trade-unions-labour-fintech-politics-storonsky. Retrieved 2019-03-01. 
  79. ↑ "Digital banks Monzo, Revolut, Starling and N26 compared" (in en-GB). 18 December 2019. https://sifted.eu/articles/challenger-banks-monzo-starling-revolut-n26-compared/. 
  80. ↑ "The best (and worst) smartphone bank apps – and why Revolut and N26 are beating the incumbents" (in en). 7 May 2023. https://www.independent.ie/business/personal-finance/the-best-and-worst-smartphone-bank-apps-and-why-revolut-and-n26-are-beating-the-incumbents/a1030693386.html. 
  81. ↑ 82.0 82.1 Palmer, Kate (8 February 2020). "Monzo and Revolut: customer complaints are mounting at digital banks". The Times. https://www.thetimes.com/business-money/economics/article/monzo-and-revolut-customer-complaints-are-mounting-at-digital-banks-p9fm3xjmj. 
  82. ↑ 83.0 83.1 Barker, Sam (21 January 2020). "Revolut customers locked out of accounts 'for weeks'". The Telegraph. https://www.telegraph.co.uk/personal-banking/current-accounts/revolut-customers-locked-accounts-weeks/. 
  83. ↑ Marks, Oliver (17 January 2019). "Revolut's clumsy automated bank compliance results in frozen accounts and lack of customer service". ZDNet (CBS Interactive). https://www.zdnet.com/finance/revoluts-clumsy-automated-fintech-bank-compliance-results-in-frozen-accounts-and-lack-of-customer-service/. 
  84. ↑ Braileanu, Rob (25 June 2018). "Why has my account been locked and how to regain access?". Revolut Ltd. https://blog.revolut.com/why-has-my-account-been-locked-and-how-to-regain-access/. 
  85. ↑ Hunt, Marianna (25 January 2000). "Revolut could face lawsuit from customers locked out of their accounts". The Daily Telegraph. https://www.telegraph.co.uk/money/consumer-affairs/revolut-could-face-lawsuit-customers-locked-accounts/. 
  86. ↑ 87.0 87.1 Hunt, Marianna (24 January 2020). "Ex-UCL lecturer forced to travel to London from France in attempts to unblock digital bank account". The Daily Telegraph. https://www.telegraph.co.uk/news/2020/01/24/ex-ucl-lecturer-forced-travel-london-france-attempts-unblock/. 
  87. ↑ 88.0 88.1 Dunkley, Emma (23 February 2020). "Nikolay Storonsky's Revolut freezes accounts in money-laundering bungle". The Times. https://www.thetimes.com/article/nikolay-storonskys-revolut-freezes-accounts-in-money-laundering-bungle-5nt3lv6zk. 
  88. ↑ "Revolut doubles financial crime headcount since 2021 to combat fraud". 31 October 2023. https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/. 
  89. ↑ "'I lost £165k to fraud in an hour' – customers say they were let down by Revolut". BBC. 14 October 2024. https://www.bbc.co.uk/news/articles/cj6epzxdd77o. 
  90. ↑ Decision Reference DRN-4189491 (Report). Financial Ombudsman Service. 12 July 2023. https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf. 
  91. ↑ "Revolut customers say e-money firm failed them after being scammed". BBC Panorama. 14 October 2024. https://www.bbc.co.uk/news/articles/cj6epzxdd77o. 
  92. ↑ Saleh, Tariq (16 January 2025). "Revolut expands into women’s soccer with Man City deal". https://www.sportcal.com/news/revolut-expands-into-womens-soccer-with-man-city-deal/. 
  93. ↑ "City announce Revolut as official back of shirt partner". 13 February 2026. https://www.mancity.com/news/club/revolut-back-of-shirt-partner-63906575?utm_source=x&utm_medium=organic_social. 
  94. ↑ 95.0 95.1 Carp, Sam (2025-08-28). "What’s driving Revolut’s global sports sponsorship push?" (in en-GB). https://www.sportspro.com/insights/analysis/revolut-sports-sponsorship-audi-f1-nba-man-city-cmo-interview/. 
  95. ↑ Baldwin, Alan (30 July 2025). "Revolut to become title partner of Audi F1 team". Reuters. https://www.reuters.com/business/finance/revolut-become-title-partner-audi-f1-team-2025-07-30/. 
  96. ↑ "NBA Paris Games 2025" (in fr). https://france.nba.com/fr. 
  97. ↑ "Revolut teams up with NBA to launch co-branded payment cards for basketball fans" (in en). 2025-07-01. https://www.finextra.com/pressarticle/106181/revolut-teams-up-with-nba-to-launch-co-branded-payment-cards-for-basketball-fans. 
  98. ↑ "Wizz Air partners with Revolut for one-click payments" (in en). https://thepaypers.com/payments/news/wizz-air-partners-with-revolut-for-one-click-payments. 
  99. ↑ "Revolut Expands Travel Footprint: Launches New Payments Partnership With Online Travel Platform, Booking.com" (in es-ES). 2025-11-17. https://www.revolut.com/news/revolut_expands_travel_footprint_launches_new_payments_partnership_with_online_travel_platform_booking_com. 
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