Finance:EPAS

EPAS (Electronic Protocols Application Software) is a non-commercial cooperation initiative launched in Europe which aims at developing a series of data protocols to be applied in a point of interaction (POI) environment.

The project intends to address the three following protocols; a terminal management protocol, a retailer application protocol and an acquirer protocol.

Project Development

The proposed initiative was structured along the three following main phases  :

• Phase I : development of technical specifications and issuance of standards (2006 - mid-2007)
• Phase II : development of software and provision of test tools (2007 – 2008)
• Phase III : construction of demonstrators (2008)

Participants

The EPAS Consortium is composed of 24 organisations.

• Ingenico (FR)
• VeriFone (US)
• The Logic Group (UK)
• Amadis (CA)
• ELITT (FR)
• MoneyLine (FR)
• Lyra Network (FR)
• Atos Worldline (DE)
• Wincor Nixdorf (ES)
• GIE – Groupement des Cartes Bancaires "CB" (FR) (Co-ordinator)
• Desjardins (CA)
• Atos Worldline (BE)
• Security Research and Consulting (SRC) GmbH (DE)
• Equens SE (NL)
• Sermepa (ES)
• Cetrel (LU)
• Total (FR)
• Quercia (IT)
• University of Applied Sciences, Cologne (DE)
• Integri (BE)
• PAN Nordic Card Association (PNC) (SE)
• GALITT (FR)
• BP (GB)
• RSC Commercial Services (DE)
• Europay Austria Zahlungsverkehrssysteme GmbH (AT)
• SIBS (PT)
• Thales e-Transactions España (ES)

See also

• EFTPOS
• Open Payment Initiative
• Wire transfer
• Electronic funds transfer
• ERIDANE

External links

• Official Web site

Sources

• “Standardisierungsarbeiten im europäischen Zahlungsverkehr - Chancen für SEPA” SRC - Security Research & Consulting GmbH, Bonn - Wiesbaden, Germany, 2006, p. 5, 11 (PDF-transparencies)
• William Vanobberghen, „Le Projet EPAS - Sécurité, protection des personnes et des donnée: de nouvelles technologies et des standards pour fiabiliser le contrôle et l’identification“, Groupement des Cartes Bancaires, 27. June 2006 (PPT-transparencies)
• Hans-Rainer Frank, „SEPA aus Sicht eines europäischen Tankstellenbetreibers“, Arbeitskreis ePayment, Brussels, 11.May 2006, p. 11 (PDF-transparencies)
• GROUPEMENT DES CARTES BANCAIRES, „EUROPEAN STANDARDISATION FOR ELECTRONIC PAYMENTS“,
  Used to be at: https://web.archive.org/web/20070927174537/http://www.cartes-bancaires.com/en/dossiers/standard.html (dead link as of Okt 2011)
• „EPC Card Fraud Prevention & Security Activities“,Cédric Sarazin – Chairman Card Fraud Prevention TF 19. December 2007, FPEG Meeting - Brussels, https://web.archive.org/web/20121024081807/http://ec.europa.eu/internal_market/fpeg/docs/sarazin_en.ppt
• "EPAS Members", https://web.archive.org/web/20161220082713/http://nexo-standards.org/members