Finance:List of countries by mobile banking usage
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 | This finance needs to be updated. Please update this finance to reflect recent events or newly available information. (March 2021) |
This is a list of countries by mobile banking usage as measured by the percentage of the population. Mobile banking is generally defined as a service provided a financial institution that allows its customers to conduct financial transactions remotely using a mobile device. This does not include website-based transactions using a web browser, as those would be considered online banking, instead.
List of countries by mobile banking usage
The following list indicates the percentages of banking customers who are reported to have used mobile banking applications at least once. Those who do not use banking services are not included in this percentage.
| Country | Mobile banking adoption rate (2020s) |
|---|---|
 Kenya
|
88%[1] |
 Turkey
|
85%[2] |
 Nigeria
|
82%[2] |
 South Africa
|
82%[1] (2021) |
 Norway
|
>87%[3] |
 Denmark
|
>87%[3] |
 Sweden
|
>87%[3] |
 South Korea
|
76%[2] |
 Brazil
|
76%[2] |
 Australia
|
75%[4] |
 Russia
|
74%[5] (2022) |
 Canada
|
70%[6] |
 Ghana
|
67%[1] (2021) |
 United Kingdom
|
65%[2] |
 United States
|
55%[7] |
 Morocco
|
42%[1] (2021) |
 Egypt
|
38%[1] (2021) |
See also
- List of countries by Internet connection speeds
- List of countries by smartphone penetration
- List of countries by number of mobile phones in use
- List of mobile network operators
- List of countries by number of Internet users
References
- ↑ 1.0 1.1 1.2 1.3 1.4 Rayaprolu, Aditya (2024-09-17). "The Rise of Mobile Banking in Africa" (in en-US). https://techjury.net/research/the-rise-of-mobile-banking-in-africa/.
- ↑ 2.0 2.1 2.2 2.3 2.4 Burnett, Steven (2025-05-08). "Mobile Banking Statistics 2025: How Digital Finance is Redefining Banking" (in en-US). https://coinlaw.io/mobile-banking-statistics/.
- ↑ 3.0 3.1 3.2 Namase, Rajesh (2025-09-09). "Mobile Banking Statistics 2025: Explosive Growth Uncovered • SQ Magazine" (in en-US). SQ Magazine. https://sqmagazine.co.uk/mobile-banking-statistics/.
- ↑ "The Forrester Digital Experience Review™: Australian..." (in en). https://www.forrester.com/report/the-forrester-digital-experience-review-tm-australian-mobile-banking-apps-q3/RES181466.
- ↑ Serra, Sergio (2024-09-02). "What percentage of adults in Russia use mobile banking applications" (in en). https://sergioespresso.com/2024/09/02/what-percentage-of-adults-in-russia-use-mobile-banking-applications/.
- ↑ "Focus: How Canadians are banking in 2024 – practices and preferences" (in en). https://cba.ca/article/How-Canadians-Bank-2024.
- ↑ "Consumer Survey Banking Methods 2024" (in en). https://www.aba.com/about-us/press-room/press-releases/consumer-survey-banking-methods-2024.
- ↑ "Account ownership at a financial institution or with a mobile-money-service provider, total (% of population ages 15+)". https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS.
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